Business Interruption is a key reason of underinsurance in Australia. If your business was damaged is fire, how long would it take you to become profitable again? Would material damage insurance be enough to get you back on your feet? If you had close your business down, could you pay your debts and staff entitlements?
Profits: Restore profits you would have earned without interruption to your operations
Employees: Payment of staff salaries and redundancy payments if employees are laid off
Debts and Expenses: Services your debt and meets payment of fixed expenses
Production: Increased operation expenses to maintain production